Bank Credit in Portugal

Portuguese banks are legally authorized to ask for all documentation that proves that the borrower can handle the financing payments, so a significant number of documents will be required. Please check the summary of what is needed below.

As a Linked Credit Intermediary, Pink Real Estate is authorized to mediate credit operations, gathering and analyzing the applicant's documentation, and speeding up the simulation with the credit proposal information. After gathering the information from the tenderer, a detailed list is compiled based on your situation and sent to you with your personalized simulation.

• Personal Identification Document;
• Proof of address;
• Salary receipts for the past 3 months / or proof of other income received regularly;
• Declaration by the employer with the current salary, type contract, bonus, position and seniority;
• Bank statements from the last 3 months (main account);
• Expense receipts (eg mortgages, personal loans, credit cards, and other loans);
• Annual income statement and respective settlement document;
• Statement of credit verification from a legally certified provider.

• Personal Identification Document;
• Proof of address;
• Bank statements for the past 3 months (main account);
• Balance sheet and statements for the past two years and / or statements of taxes paid by the company in the last two years with proof of payment;
• Accounting Certificate;
• Declaration of assets and expenses (where applicable).